President Obama’s proposed overhaul of the financial system is leaving some Marion County banks with reservations. Bob Wims is executive vice-president of Iowa State Savings Bank in Knoxville. He says increased regulatory scrutiny on the federal level is meant for institutions which offered sub-prime loans or variable rate products to customers, while community banks such as Iowa State Savings Bank make sure financial products fit with customers’ needs. Marion County Bank Vice-President David Greving says there is some concern of overreach by the administration. He says although tighter rules are needed for national banks which used financially reckless procedures for customers, community banks are different institutions entirely and the exact same rules shouldn’t be forced on them.