During the holiday season it’s easy to get caught up in spending and forget how much money we actually have. Financial Advisor at Marion County Bank Jason Rozenboom says that his main advice would be to spend less than you make. He says that if you want to invest for a short amount of time CD’s, savings accounts and money market accounts are what should be used . Rozenboom adds that for long-term investing he recommends well diversified portfolios of stocks and bonds. CPA in Knoxville Kevin Wadle says that he’s a believer in making long-term plans and setting an appropriate asset mix that fits those plans. He also strongly recommends that investors meet periodically with their advisers to make sure that changes haven’t occurred.